Christmas is the time of year to give presents, and spend a lot of money! Today I have a couple of simple tips to help save those pennies when the bank is low.
1. Loyalty cards; You probably all have them, but if you don't you should seriously consider getting some. Boots, Debenhams, Waterstones, Costa, Superdrug, Space NK… Many shops have them. Basically every time you spend you earn points, collect these points up and then you can spend them on any item you want. I like to save mine all year so that I can use them either when buying presents or a treat for myself at christmas.
2. Stamp cards; Cafe Nero and some other shops have a stamp system where when you buy a drink you get a stamp, 9 stamps later you get a free drink! These are a really simple but effective way to save money, and if you're a hot chocolate addict like me these will really come in handy!
3. TopCashback; Last but not least I have a website to share with you. TopCashback is something my dad introduced me to, you simply get cash back when you spend. The website has thousands of brands/shops that you can get cash back on, even holidays abroad you can get money back on. I don't always use this as sometimes I forget but it's super great if you're buying something that's worth a lot of money. The money you earn can be transferred into you bank, with literally no catch!
What are your tips on saving money?